Medical Professionals

Taking Care of Those Who Take Care of Us

Whether you work for a large healthcare network or a private practice, you’ve dedicated years of your life to providing exceptional medical attention to your patients. Gajardo Wealth Management is here to provide exceptional care for you and your financial future.

Your financial plan should be tailored to meet your unique needs. This often involves managing your budget alongside student loans, mitigating risks in your practice, and ensuring that you and your family are prepared for the future. At Gajardo Wealth Management, we customize every strategy to align with your goals, providing unbiased support throughout the process. Whatever your objectives, we understand the specific needs of your industry and are ready to help you achieve them.

Budgeting & Debt Management

Medical school and nursing school tuition costs can pile up quickly. How do you pay it off promptly—and is there anything to be done about high interest rates? How do you balance monthly expenses while also investing in your future or beginning to save for retirement? We’ll make it simple and easy to manage.

Investment Management

As a medical professional, your work days are filled to the brim. When you’re not working, you want to spend time doing what you love. We’ll manage your investment portfolio to achieve your short- and long-term goals. The result? You get more time for your work and your personal life, while we align your portfolio with your individual goals, priorities, and risk tolerance.

Insurance Planning

What happens when an injury impacts your career or sidelines you from the exam room or operating table? From malpractice to disability income insurance and more, selecting the right insurance plans can make all the difference. We’ll help review insurance plans, offer expert advice, and find a plan that best fits your needs.

Tax Planning

As your advisor, we know the ins and outs of your entire financial situation. We’ll work with your CPA to analyze all the elements of your earned income and investment portfolio to minimize your tax bill, factoring in the timing and scale of your income, the timing of your purchases, and all planned and upcoming expenditures.

Estate Planning

Down the road, how do you plan to take care of your finances, your home, and your loved ones? We’ll work with your estate planning attorney to align your financial plan with your estate plan, ensuring comprehensive wealth management and peace of mind for your future.

Long-Term Care Planning

Your later years may require some time of long-term medical care or support, which can come with significant out-of-pocket costs. We’ll ensure that no matter what life may bring, there’s a strategy in place for your immediate and future needs.

College Planning

If you have kids who may be college-bound, it’s never too early to start thinking about saving for their education. Not every child will end up taking the college path, but no matter how old your child is, we’ll develop a personalized plan to help grow your savings and fund their education.

Retirement Planning

What do you want your golden years to look like? We’ll craft a long-term savings and investment strategy for a comfortable retirement, accounting for future expenses and liabilities.

Succession Planning

When you’re ready to hang up your scrubs or white coat for good, what happens to your practice? We’ll walk you through each step to ensure every aspect of your succession plan is accounted for.

Charitable Giving Planning

We’ll work to maximize the impact of every gift you make to the causes and organizations that matter most to you while ensuring your contributions fit into your overall financial plan.

Personalized Coaching

Let’s play the long game. No matter what life or the market throws your way, Gajardo Wealth Management is here to walk you through it. We’ll work to manage risk and grow your assets while also keeping a clear eye on the bigger picture and your long-term goals.

Let’s connect! Reach out today and let’s talk about your goals.